How do I pay off my credit cards and loans if the credit company or the the credit cousenling won’t help?

Posted by admin | Credit | Tuesday 26 May 2009 9:56 pm
chickiechick asked:


I have a debt of close to twenty thousand dollars. This is one credit card and one loan. I owe close to 700 dollars a month for both of these (combined). I cannot pay it and live. They are both through the same bank, but the bank will not help me. They gave me a number to a credit counseling service but it won’t help me either. I don’t know what to do. I don’t want to use a credit settlement service because it supposedly ruins my credit, but it seems to me that my credit is ruined anyway. I need HELP!

settlement loan

Is it possible to obtain 2 seperate mortgages from 2 seperate mortgage company for one home?

Posted by admin | Renting Real Estate | Tuesday 26 May 2009 9:04 pm
CuriousFellow asked:


Would there be 2 seperate closing costs if I do get 2 seperate mortgages? What are the disadvantages of getting seperate loans?

home mortgage

Who is the most leinent co to lend for a home loan?

Posted by admin | Renting Real Estate | Tuesday 26 May 2009 7:22 pm
TOMMY27 asked:


WHO IS MOR LIKELY TO GIVE YOU A HOME LOAN A BANK(WELLS FARGO WAMU ETC.)OR A PRIVATE LOAN CO.

home loan

I suspect my wife has opened several credit card accounts in her name only. How can I find out?

Posted by admin | Credit | Tuesday 26 May 2009 3:52 am
Richard G asked:


She has hidden money and transactions from me in the past as she pays the bills online. She is getting drunk every day and that money must be coming from somewhere. The last time she did this she ran up a $20,000 debt at 24% rate. I had to refinance the house to pay the bill. Isn’t there someway I can find out if she has credit cards and/or bank accounts that I do not know of??? Please help

refinance online

Why do mortgage companies resell your account so frequently?

Posted by admin | Renting Real Estate | Sunday 24 May 2009 11:23 am
lethario1 asked:


I purchased my home in Feb 06 through Option One Mortgage Company. In less than 4 months I received a letter stating that they have transeferred the servicing of my loan to Americas Servicing Company. I later asked several other homeowners and did some online searching and realized it is extremely common. Why?

mortgage online

Lender lying to me about rate they are offering, HELP?

Posted by admin | Renting Real Estate | Friday 22 May 2009 1:49 pm
H mom of 3 asked:


K, so my husband and I are buying a new house and we are right now in the process, I mean we have sold our old home, and are getting all the things done that we need to, so that we can close on both houses on the same day. Well, we both have great scores and great income for what they are lending us and they have no problems lending us the $ for the new place. On Fri, I called the woman that we are working with on our lending and asked her if there was anyway that since our credit is so good, and we are getting a large loan and putting down over 20% if we could try to get the loan for the new rate of 5.5%, she told me she had no clue what I was talking about with the new rate, and said that they are not offering lower rates then what they can give us which is 6.125%. Well last night I went online to their web site and found out that they are offering 5.5% on the type of loan we are getting with more than 20% down, how do I deal with her Mon morning when I confront her?
Or what should I do, should I accept the 6.125% or should I talk to someone other than her about her lying to me, or do I confront her about this lie that I caught her in, I just don’t know what I should do to protect our selves without ripping our lender a new one due to her lying to me. Also, their site said that the rate went into effect as of 2-1-08 which means that she should have known about this change by the time I called her on Fri to ask about it and she totally acted like she had no clue, and wanted to know where I was getting my info and I told her online and she was like, oh no that site must be wrong. I am so angry with her, but it’s a good lender who we have been with since 2000 when we bought the first house with them. Should I talk to her boss to see what she can do for me, I mean we are talking about a loan over $300K so even that .75% of a point will end up saving us thousands over the years, what would you do?
K for Mary B my husband has a credit score of 746 and mine is 73? so I don’t think that it is due to our credit. I mean on all of our other home loans that we have gotten with them we have recieved the lowest rates that they offer. We make well over 6 figures a year, own our vehicles and have no credit card debt or any other outstanding debts. We have been paying the 6.125% on the home loan that we have had since 2000. So they aren’t giving us anything better or worse, they are telling us that they want to keep it the same. I know for a fact that we can get the best apr or interest on this loan by doing my own homework on this issue.

online home loan

I had money in an online poker site and they took all 100,000. How do I get it back?

Posted by admin | Gambling | Wednesday 20 May 2009 11:09 pm
bummin_onthe_beach asked:


I had transfered it to my brokerage account and then to my bank of america account. The IRS made me pay 49,000 in taxes before I could withdraw any money. Then the next day I go to get money and they say it’s all being with held beacuse it was gambling money! That is all I have to pay bills and my mortgage. Is there any way to get it back?

mortgage online

question for bankers/ refinance officers?PLEASE HELP?

Posted by admin | Renting Real Estate | Wednesday 20 May 2009 4:46 pm
V.V. asked:


regarding refinancing my home?…i went through the process to refinance our house and we turned in all the information they asked for and now we were supposed to wait for their finalization/confirmation we had been accepted but its been more than a month already…im trying to contact the florida office for bank of america, the person im supposed to contact never answers thier phone and there is not an option to leave a message, i also tried to check my account status online but it says it is not available….so is this normal? why did it happen? who else can i contact? how can i find someone else to help?

P.s. i live in pheonix metro area

refinance online

Is this a crazy story, and can I file for domestic abuse?

Posted by admin | Marriage Divorce | Wednesday 20 May 2009 7:27 am
MICHAEL C asked:


My wife seldom hit me, but her abuse was nonstop and vicious. She has used her tongue and mind to harm my life in ways an enemy wouldnt even stoop to doing. I have repeatedly demonstrated that I loved this woman more than any man could love, and she used my kind heart, dedication and love to hurt me beyond belief.
To make it clear, I wanted a family so badly, that i married a woman 3000 miles away I met online. I didnt know she was so bad, addicted to Rx drugs, or so very pretty.
1. She called police and said I abused her, after I found out she went to Canada with a rockstar, and a note to another man saying she loved him. Luckily I had entire encounter on tape, and cops didnt arrest me as she asked
2. She filed false divorce documents saying I contributed $3,000, when it was $178,000…She stopped divorce, and we got back together
3. Upon catching her writing other men, she destroyed my computer files containing #1s adultry, so I told her to go home to FL. Weeks later I found out she said I beat her to a doctor and family, making it impossible for me to move in with her.
4. She told me she waned to be a model and singer, then told me she had to write every man on myspace, and put up pix in skimpy outfits. As a Christian, this has hurt my soul. For sake of marriage and love, I said ok to keep her happy, even though it seemed sinful to me.
5. She signed my name for a loan to get plastic surgery, taking this 110lb woman with DD boobs, to a FF.
6. I found this out the day of surgery, as I Iearned she was in Mexico getting procedure done. I flew down to help her get thru surgery, then asked her about loan a few days later upon recovery. We had a fight over that and other guys she was writing, Next day in CA, she destroyed my computer again(contained more of her adultry), then yelled boody murder. Cops came, she was bleeding from surgery. she told them to arrest me on violence. They did, then let me go a few day later without saying a word, cause they didnt believe her.
7. A week later, I got another computer and checked her myspace. She turned it into a sexual dating site, filled with love notes and sexual comments. I got a dui at 8 am next morning.
8. I tell her Im going to file forgery charges, she starts being nice, and we make up. I told her I wouldnt check myspace anymore, cause we just fight too much about the things she writes men. We had 3 good months, until she started being strangely mean. I go onto myspace, and see that she was writing blogs about me beating her. My coworkers were on her friends list and could read these lies. She was telling a country music star she adored him and how hot he was in many letters and comments.
9. Though this is not in sequence, thruout marriage she wrote me about 8000 of the most horrible text imaginable. I still have not read 1,154 of them that are stored on my computer. they were so mean and insane, that I couldnt sleep, was hurting my job performance, and sometimes made me drink. I am a recovering alcoholic and was sober for 10 1/2 years until the night of #1.
10. We seem to make up, I continue sending her about 3/4(800) of my paycheck a week to pay for her house and living. In order to do that, I never bought clothes, made sack lunches and never ate out, stopped playing golf and never had fun. The only thing I bought was clothes for her modeling shoots every week, cameras and gear for photography. I had so many money making inventions and ideas, but only contributed to her modeling dream. The only thing I ever asked my distant wife for, was a 5 minute goodmorning and goodnight call, which she hardly ever did, instead I got about 40 crazy mean text while I was at work.
11. When her text became so absurdedly mean, I quickly took off work and flew to Florida. It took me 3 days to get there tho, cause I had trouble finding a flight I could afford. She learned about it, because she broke into my email(as usual), and saw itenarary. She had time to clean up. Strangely tho, on my 3rd day there, laying beside her bed, I found 4 pix with her and the man from #1 kissing. She was wearing a shirt I bought her, and my ring on wrong finger, so we were married. I was so hurt, because she always said she was faithful, just wrote stupid stuff from nievity. I took pix of pix, showing the date, which was 2 days before I left florida. I didnt tell my wife I found pix until I was at airport entrance. We had a great time together, and she wanted me to stay longer. When i told her about pix, she didnt flinch, make a face, show expression at all. I told her i forgave her, and loved her, all with a kiss and a smile. I told her I wanted to move home though. Half way home, I received a text. thinking it was an apology i was happy. No, she said i was a pervert because I looked thru her kids underwear drawer. they were at dads, and I searched house after i found pix.
12. She was still sending me terrible text, and I was crying. couldnt believe this from a woman who cheated, and I
I am posting a part 2, as it left out worst yet..it was too long to fit
seekn2know, thank you. This may sound strange, but your answer made me smile and cry. I thought I was honoring my vow to God, but strangely enough it has hurt my soul. My late dad was divorced 5 times, and my own personal vow was to do it once. Thanks for the wisdom and setting me straight.

online home loan

How do you pick a reputable mortgage lead provider?

Posted by admin | Renting Real Estate | Tuesday 19 May 2009 8:02 am
Bill Rice asked:


Are there any good sites or resources to help me select the best online led providers? What are some of the questions I should ask?

mortgage online
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