Haze asked:


Hi.. i have a car loan from HSBC. Unfortunately i have not enough money last month and did not pay (so i skipped one month) but I will pay double at the end of this month. (as if, last month’s loan plus this month’s loan).

But i feel not so secure. I don’t know much about this. What do you think would happen?

Btw, i never skip any payment before- this is the first. Thank you in advance.

secured loan

anthony b asked:


Can I get a car this way?
My husband and I would like to purshase a car from a non-dealership. We both have bad credit but was wondering if we could use money that we have saved (good amount to purchase a house later on)….and go to my bank and use it for collateral..like a secured loan?

secured loan

Marcus K asked:


I am trying to purchase a car from a private party for around $23000. I have about $11,000 to put down cash but will need financing for the rest.I only have a 540 credit score. Does anyone have experience in auto lending that can refer me to an institution that would supply this type of loan. Is it easier to get a loan if your buying from a dealer? Please don’t send me to some website to apply for a million different loans. I am looking for concrete information from someone who has done this or knows something about it. thank you

secured loan

valleygirl1828 asked:


I am in the process of looking for a car loan. The car I have now is not reliable and its time for a new one. I don’t have great credit (basically not enough credit). I don’t want to start applying for all these loans and mess up my credit period. So does anyone have loan companies that are relevantly easy to get a car loan with no/bad credit? People with personal experience would be helpful! Thanks a lot!!

bad credit personal loans

kiahleigh asked:


whats the best option for refinancing a vechile if online any good websites need to do this soon

refinance online

steama1973 asked:


So I moved to California a while back and I’ve been back home for about 4 months now, while I was there I got myself into a bad car loan. (Young and stupid).. they gave me a huge interest rate, almost the highest one they have. The car is a 2000 and is only worth like 7,000 but I owe about 10,000 (again, young and stupid). I make descent money (bout 35,000/year) and I have better then average credit. I have applied for refinance through BOA, Capital One and everything else online and got declined for everything I was wondering how to get rid of this bad loan or get rid of this car and get myself a new one!!!

refinance online

suprwmngnbad asked:


Does anyone know where I could look for a good lender that deals with people with challenged credit? My current intrest rate is so high, I really need to refinance quick. I dont want to go to one of these places online that will run a million different inquiries. Any suggestions?

I would also consider trading the car in, but i’m not sure if that would be the best move. I have a 2007 pontiac g6 gt, 50k miles and I owe 16k. I’m super confused as to how the trade in process works and If that is something I should even be considering?

refinance online