little ace asked:


i am a single father of 2 little girls and i met this family about a year ago and we seem to get along fine for most of the time
and i ask them if they coild watch my kids ounce in a while and i would pay them 15.00 dollar a hour last week they told me they had some very serious money problem and that they had to borrow some money froma familey meber to pay rent this familey has a lot of money problem new house car payment credit card insurance and 2 kids well you get the point.well any way i call they up yesterday and ask them if they would watch my kids so i could go to a doctor appt.and they said no lol.and this morning i call them up again and ask them because i dont feel good and they said because they are going out to garage sale this morning and spending money they dont have when they could be makeing money what is wrong with people these days??? please help me

credit card insurance

Willow Grace asked:


I am a 54 year old woman with a Masters Degree in Education. I am currently unemployed but AM going to begin looking this week, for anything. My spouse makes around 100K a year. We are also about 100K in debt. We have depleted all of the saving and all but 80K in his retirement. We own a home that needs repairs before being sold. The marriage has deteriorated due to lack of support from my spouse in pursuing a resolution to our situation. However, we did have a free visit with a bankruptcy attorney.

We would qualify, but would have to pay back 100% over 5 year’s. The monthly payments would leave us with very little money for all other expenses for a family of 4. In a North Carolina divorce, are the marital debt’s always split 50/50?

I don’t know where to begin finding someone to give me advice I can afford. All I want is to resolve this situation in the best way possible so that my children (16 1/2 and 21, both living at home and going to school) and I can move forward with a hopeful and productive future. I realize that the only hope I have is to do this on my own.

file bankruptcy free

crazy asked:


married for five years pretty solid, we just had our first child together 3 month old. i have caught him stealing our money to gamble. to cover his lies he has been getting pay day loans to pay our bills. he lost his suv to repo, he hasn’t put any effort to make this work i get a sorry, while i am having a mental break down.. he says our family is more important but he is a brick wall.. am i not seeing something maybe he isn’t happy???

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Spaced Frehley asked:


If we split into 4 or 5 segments ( united by the original constitution ) but run separately 1/4 of each segment is responsible for 1/4 of the debt….This country is so far divided and in so much trouble that we need to take drastic measures which no politician ( rep or dem ) is considering…..Can we stop blaming each other ( reps vs dems ) and begin focusing on solutions?

debt solution

Rocker Chick asked:


My boyfriend and I have really been talking about marriage lately. The only problem is that he has very bad credit. My credit is very good. Will it mess up my credit if we go through with the marriage?

bad credit

peace asked:


We are going to get married. My visa is expired and i want to apply to get a greencard, but i doubt if he has to prove his finance and his credit is so bad now.
I tried to search some information about this but not find yet. Hope you guys help me.
Thanks,

bad credit

down at home asked:


My husband has been sick a lot latly,he has a rare type of migren that when he is fully in it he looks like he is drunk. He has lost a lot of work latly because of it so much we can’t pay our rent this month and no the rental company wont work with us.We have taken out pay day loans but they catching up to us.
I havn’t been able to find work and I have tried really hard to the point of disperastion,I have sold what I could to help pay bills.To make it worse we have a 16 month old.
We’re not a young coulpe I’m 38 and my husband is 47. He’s a janitor, and the only long time job I have had has been as a self-employed house keeper(but we have moved from that area and no one has money here for one).

I’m crying daily cause I just don’t know what it do anymore.

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L D asked:


The 401K has a loan. Will the court make the loan be repaid before making a settlement?

settlement loan

Rose asked:


Unfortunately, during my fiance’s previous marriage, he co-signed on an auto loan for his then-wife. He made every payment on the account for several years, and maintained insurance on it for her. When he left, he continued this for almost a year. He told her she would have to take over, and warned her five or six times over a three month period that the insurance was going to expire and she needed to renew it in her name. Well, she didn’t, and then she totaled the car. The car was repossessed and sold.

From what I understand (and I won’t go into all the details), I highly doubt they are going to come after my fiance with any gusto. It would basically cost them too much money. However, if we get married, and they then decide to come after him, can they take my income into consideration in settlement proceedings? We do not live in a commonwealth state. I ask because Jay looked into bankrupcy, and the lawyer wanted my income too because we live together. Thanks for your time

settlement loan

Little Blossom asked:


Our names are both on the loan. He is willing to allow me to buy him out. But I cannot refinance a new loan and be able to afford to buy him out. If we have a notarized contract that states he releases any interest on the home with the address and loan number, in exchage for the lump sum and some of the articles in the house will it be legal as a settlement?
We make an agreement, I keep the loan we have, give him a lump sum to release his repsonibility on the loan and I continue to pay the loan I have.instead of refinancing a new one just to get his name off the mortgage. If we have a contract that is notarized he releases responsiblity of our current loan and I take over payments, is this going to be a legal document is the question?
So far Randy has the best advice!
So far Randy has the best advice!

settlement loan