jinxies asked:


My broker was throwing out these terms and I ,not savvy in the loan department, just listened and agreed. With a credit score of 680 he’s trying to finagle a better refi for us. An option 5/1 ARM seemingly is the best but we can’t secure it. Now he wants to do a $560k and $70k loan fixed. Good idea? We need to lower our payments somehow. He’s trying smaller banks.

secured loan

Danielle asked:


I am in need of $$$ quickly. Can’t get a new home loan because my name is still on the house my x and I built. I do have a pending lawsuit and I want to know if anyone knows if borrowing against my settlement would be a good option. and i would really appreciate any suggestions on which company is the best one to contact.

settlement loan

disco_stud61 asked:


I’m a student and I get many offers from the government and private companies for subsidized and unsubsidized loans. For those who don’t know, unsubsidized loans are loans where the interest is paid by the government or private company until 6 months after I graduate or become less than a full time student. So it could theoretically be a free loan assuming I repay the principle within those 6 months, therefore avoiding interest.

My question is can I take out these loans and put the principle in high yielding CDs or savings accounts until it is time to pay them back? This way I make money on the interest from the loans, build credit, and won’t have to pay interest. It seems like the government and private companies probably would not want me to do this as I am profitiing from a service that they are hoping to eventually profit from. That’s why I ask if it is illegal in some way. Thanks.

loans

khulet asked:


I’m trying to discover the # of US home mortgages and auto loans financed by banks in the US and the average value of each type of loan. It’s for a school project.

loans

asked:


I received a phone call from a Mr. Chan or Chin August 13. He stated that he represented “LSO” which I am assuming is the same fraudulent company calling themselves LOAN SHOP something or other. He stated that they received information from TCF Bank and that I would be given 24 hours to resolve this matter. I don’t know who these people are. They somehow got a hold of my checking account info as well as my banks routing number and attempted to pull $320 from my account. I put a STOP PAYMENT on it and closed my accounts. Scam companies give themselves away by how general and vague they are with their threats. In this case, he stated that “information was sent to him from TCF Bank”. This “info” was merely the STOP PAYMENT. It seems to me that his vagueness was to lead me to believe that TCF sent them my routing and account numbers, which they would NEVER do. What this crooked scam company does is sit in the “shadows” and wait until people apply for loans on an unsecured website, and steal their information and attempt to pull money from their accounts, claiming that they “owed them” this money from over due accounts from years ago. That, by the way, is another detail that gives these thieves away. Whatever “account” they say is overdue will always be “from years ago”. The further in the past they claim it to be, the more they can argue that you simply have “forgotten” about having gotten a loan through them. What they can NEVER explain, however, is why a company who is legitimately owed money would wait three or more years to attempt collection. They use crud means to find out names of the targets family members, former addresses if available, former employers, and whatever else they can dig up to sound more on the level. They use this information to scare the target into payment. What I have personally found out is, they know how illegal their practices are and once you call their bluff, they back off for a while. This guy called me over a year and a half ago threatening me, my brothers, my mother, and my father. He rattled off all their names, he even knew my brother’s newlywed wife’s name. What confirmed my suspicions was when he named my 2 year old niece. This obviously was info he obtained through my brother’s personal record at work or something. There is no legitimate reason a collection agency would know anyone’s name in a client’s family. These people are leeches on society. They have no ambition in life other than easy money. They have no business or social skills and no education which makes itself apparent when they “attempt” to be a real company. They use intelligent words, only, they use them in the wrong context. Hearing business-like, intelligent sounding words spoken with an urban/street accent is almost hilarious. They actually think they are fooling people. What’s more, is when you challenge their claims, they immediately lose their cool. They get angry and argumentative. This guy even called me a “knucklehead”. I asked if he could explain why his “company” was splashed all over the “Rip-Off Report”, an online site that exposes scam companies. He simply said “Because they are a bunch of deadbeat losers who don’t pay their bills” I am sorry, but, this is something a legitimate business representative would NEVER say. These people need to be stopped. It’s hard to believe that it seems to be “legal” to do what they do in their “cherry-picking” unsecured websites. This is stealing, plain and simple. It is no different than if you walked into someone’s home and took a wallet or purse. Going into someone’s bank account without permission is breaking and entering as far as I am concerned and pulling funds is burglary.

online home loan

princess_peipei asked:


interest calculated at a rate of 12% per annum on monthly rest basis commencing from the time of disbursement until settlement

If given a 34,000 loan, how would you calculate it? I dont understand what a monthly rest basis is.

settlement loan

Corey asked:


I’m up to my neck in student loans ($70k) and have a structured settlement for the next twenty years. I have a guy scouting things out for me that says a company will buy it for $280k when it’s total value - over the twenty years - is $620k. He also claims that if the money is put in the right places, it can accumulate more than that in twenty years as well as pay my loans off immediately. Any advice?

settlement loan

sfgirrrrl asked:


I’m two months behind on my mortgage payment. I’m working with my mortgage company on a repayment plan, but have read some horrible stuff about this mortgage company online. My credit is terrible and refinance is out of the question. I’m working to repair my credit, but I want to have options before the house goes into foreclosure. HELP!!!

refinance online

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refinance online

bunky asked:


home loan for self employment with fair to good credit

home loan