billscott92787 asked:


Do they actually give you lower payments? Are they easy to secure financing if you are consolidating many items like credits card and an auto loan?

secured loan

s a asked:


Hello, I am single mother in Georgia. I have a 2 year old daughter. I work 2 jobs and I am also a part time student. I fell on hard times after having my daughter. A lot of bills backed up and it is hard to pay them. My credit score is not that great right now due to the old bills. Now that I have a secure full time job plus a part time, I am ready to get everything back on track. I dont get any help financially from my daughter’s father or any other family members. I am looking to get a Loan for about $3000 or more to pay off all my debt. I am a very reliable, honest person. I just need a little help. I tried applying for food stamps and other government assistance, but they say my income is over the gross income limit for them. I am not even able to get insurance for my daughter or myself from them. Right now I am paying for school out of pocket with no financial aid. Is there anyone kind enough to help me out? Thank you so very much! Any help is well appreciated!
Also to add: I have tried applying for School loans, and I have been denied.. maybe because of my past credit issues. Plus I dont have anyone that can co-sign for me

secured loan

Carolyn B asked:


Okay, so here’s the deal. Going thru a divorce right now and my ex hadn’t been paying the vehicle as he should have ~ kept deferring payments to the end of the loan and now we still owe $11,000 on a ‘96 van. Horrible, huh? Gets worse. My parents are on this van loan. My mom is very ill with cancer and because hubby and I are divorcing, having his name on this loan is driving my dad insane. Literally. Even better, that ex of mine didn’t pay state taxes in three years so now I can’t even drive the thing cuz there’s a lien on the registration!!! I moved out of the state we had been living in several months ago, and now am really looking hard for a resolution to this. My old banker had once let it slip they they would be willing to settle for less. Should check with my new bank to see if they would be willing to finance it for me? Several months ago, I had applied for a loan to get the money for the lien but was denied, but this would be secured. Do you think there is hope? Better idea?

secured loan

water asked:


Hi Everyone -

After a 6 year expat assignment, I will be relocating back to the USA (hurray!!!) in December 2007.
The main problem I’m facing is that I will have no credit history in the US and I think it will be difficult to secure a loan from a bank to get a house and car.
Currently, I have no debt and after paying for the move back to the US I will have no additional cash to speak of.
I could sure use some advice from anyone who has done this before, or from anyone working in banking/finance who can give some pointers about what I can do.

Looking forward to being back in the US. Thanks in advance for any suggestions or help.

secured loan

daisy asked:


I have about $50,000 in a tax-deferred annuity that earns 8.25% interest. I am allowed to borrow from this as a first time home buyer. I then have to pay 8.25% interest on the loan but I pay it back to myself. Is this smarter then taking out a regular loan? I am 29, and I want to be very secure in retirement.

secured loan

jennifer k asked:


I was offered a secured loan from them by paying money first.

secured loan

Knerak asked:


I got my very first own place a couple of years ago, since then I have been accumulating ALL the paperwork from the bank loan statements, the condominium –HOA; almost everything since the process start ….Should I keep them all? if not, what should be keep or toss? And for how long?
I’ve been looking online without luck…… :(

home loan

ejffejff asked:


I show withdrawals of cash from an ATM at a casino and have put some cash back in. My bills are always paid. Do I have to explain the withdrawals (usually around 300 dollars)?

home loan

DDDDDDDDDDDDDD asked:


I make 1200 a week but have a weak credit score 550. My husband has no proof of income but has a score of 620. If I go to apply for the loan, will they combine our scores and if so what will my chances of getting the loan? Will are looking at a house that cost 145,000 with 10,000 down.

home loan

Mommy71805 asked:


I work part time, and have good credit, my husband filed for bankruptcy 6 years ago, so he would not be eligible for a loan on his own. But will I be able to be the main borrower just with a part time job, and include his income?
I DIDNT ASK FOR A LOAN, JUST A LOAN QUESTION!!!!!!!

home loan