I’m 19 and deep in debt. What can I do? (plus xtra drama)?

Posted by admin | Personal Finance | Thursday 28 July 2011 4:32 am
Tashi asked:


I’m only 19 and I have $14000 in credit card debt. That’s not including my auto loan. I recently signed up for credit solutions, and they are just making my minimum payments go up and up and up. They say the actually have to negotiate with the creditors before my minimum payments won’t make a difference. It’s only been two months.
Right now, I am in the National Guard, and it is illigal to do cash advances because of that. The military does not offer personal loans to my knowledge, or debt consolidation or anything like that.
Right now I am barely getting by. I had my truck, but the transmission broke this morning. I was on my way to LA to my new awesome job, and that was my only way to get there. I tried to get a car today, but I’d have to put at least 3k down for banks to even consider. I only have 2k!!! I need an extra 1k and my life would finally fall into place.
what can I do? Please help!!!

debt solution

How did I get a loan with bad credit and get cash the same day?

Posted by admin | Personal Finance | Monday 25 July 2011 9:08 am
Author Auto asked:


Many things happen that require fast cash. Often times when applying for a loan, the purpose of the loan is to receive money for the right-now. Otherwise, many borrowers would wait until they received their paychecks or until the money is available. Title loans allow the borrower to receive same day funding. Many lenders guarantee cash in 24 hours or less!

Title loans also allow potential borrowers to receive personal loans despite bad credit. The imperfections on credit reports are not variables to determine loan approvals. The car title takes the place of credit requirements and acts as collateral for the loan.
http://www.autocashusa.com

car title loan

I just signed a promissory note online for a student loan. Now what?

Posted by admin | Personal Finance | Monday 25 July 2011 7:42 am
melissa13182 asked:


The financial aid officer is helping me get money for all the semesters including my first semester in Fall 2006. (I’m currently broke due to unrelated issues being fixed) Does this mean I’ll be given money from the school that I already paid full tuition to?

Does the money go to me or to my school? Should I find a way to enter my bank account info so it is directly deposited?

What’s next?

loans online

My mom sent me a check for my 21st b-day for $400, but I know my parents can’t afford it. How should I react?

Posted by admin | Personal Finance | Saturday 23 July 2011 3:27 pm
brex25 asked:


My parents have run into some financial trouble and have not been able to finance any part of my college education and I have not asked them too. Unfortunately I had trouble coming up with the money to pay my tuition bill, so I had to accept a parent-loan to cover the balance. They never talked with me about it but my plan was that I would be making regular payments to my parents to pay off the loan myself, in their name. But then she sent me a $400 check on my birthday, which I know is way beyond their means. Should I accept it? Return it? I having even begun to send them money to cover the loan payments.

Thanks

Kansieo.com

Can Social Insurance Number (SIN) be used as SSN in USA?

Posted by admin | Personal Finance | Saturday 23 July 2011 11:35 am
mwaheed asked:


My wife is from Canada, she has SIN (Social Insurance Number), can she use that number as her SSN when applying for credit card, etc?

Kansieo.com

I owe 16k on a credit card 5 k on a personal loan and only 47k on my house. Should I refinance?

Posted by admin | Personal Finance | Saturday 23 July 2011 8:47 am
Truth asked:


I have really good credit, plus I want to buy another fixer upper with my equity.
Dead? The house is worth 250K, I’ve completely rennovated everything.

refinance

How to get a loan with bad credit no and no banking account fast?

Posted by admin | Personal Finance | Thursday 21 July 2011 5:22 pm
sweetnss24 asked:


I need a loan for about 1500 with no bank account and bad credit

bad credit

Redraw facility on a mortgage?

Posted by admin | Personal Finance | Tuesday 19 July 2011 7:16 am
Tique AM VA asked:


I am considering refinancing with Bendigo Bank, (If they’ll take me…) And setting our mortgage account up with an attached fee free/interest free credit card with a limit according to our monthly budget supplied by that account (and having the bank pay off the credit card each month from the mortgage,) having both of our wages deposited into the mortgage account and therefore paying of our mortgage 5 times faster. Anyone have any experience/advice/tips? I know it is very dependant on making sure the budget is on par which we are ready to ensure… anything else we should look at?

fast mortgage

how can I get money today with bad credit?

Posted by admin | Personal Finance | Sunday 17 July 2011 1:00 am
vicious asked:


I ave very bad credit I have a unexpected bill that needs to be payed in the next 2 days.

bad credit

How many times can u file a bankruptcy in CA after having it dismissed?

Posted by admin | Personal Finance | Saturday 16 July 2011 10:15 am
Helen asked:


My soon to be ex-husband is refusing to pay the mortgage on our property and instead has filed for Ch 13 bankruptcy 4x the past year. I got a letter saying our house was to be auctioned off next month, but he wants to file BK again. He basically has been saving money all this time instead of paying the mortgage and living here for free. Needless to say I am not at all pleased with the situation. Is this even legal?? He keeps filing BK and it keeps getting dismissed. We live in CA, if that makes any difference.

file bankruptcy free
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