Suzie asked:


I have a guy who wants it but hasn’t secured financing yet. I know he’s really trying but the weak economy and housing market has me concerned. Should I just go ahead and list it or give him time to get a loan?

secured loan

brufus1953 asked:


tried to record the deed I discovered it was a xerox copy which could not be recorded. This friend knew what he was doing and refuses to give me the original, and he is 2 months late in repaying me the full amount. He has made a payment of $8000.00 but refuses to pay any more. Is this a criminal act of fraud and can he go to jail for this? His intentions were to give me a xeroxed copy so I could not record the deed.

secured loan

Kate373 asked:


My parents bought their home 4 years ago at a 4% rate, which is due to change next year when their loan rate. With the market crunch and the new strict lending that’s bound to occur as a result of this, they are worried about what refinancing has in store for them. The good news is that they have flawless credit (they successfully removed their PMI, and they are early every month on their mortgage payments —and they pay an extra couple of hundred dollars than they should. Not to mention their credit card debt is very low (only a couple of thousand dollars). They’ve both been at their great paying jobs for over a decade; but they are still worried about whether they will be able to secure a decent fixed rate when their mandatory refinance is up. Any hope?

secured loan

Eric MD asked:


Sell my name from a deed. I am trying to get sell my name off my dad’s house deed for 2,000. Ony because i got a loan, and now i have to secure it with a co-singer or a fee of 1,800. So if anyone knows how i can do that,please let me know. Thank u

secured loan

thomas_packers asked:


My broker waited till the last minute to get on ACE to obtain my certificate of eligibility through the VA. My new home closes in two days and he wants to delay the close by two weeks.

I read somewhere online that a VA loan can still be processed without the certificate. Does anyone have experience with this?
My information wasn’t available through ACE. My mortgage broker has to request it manually.
I know….I know. When we went with this builder, we agreed to use one of their lenders. If we couldn’t get approved through them then we could utilize our own.
Prior to the pre-approval I told the mortgage broker that I was going VA. He sent the pre-approval to the builder FHA. I rejected it, delaying the ground breaking for another two weeks until the new pre-approval for VA arrived.
I sent him a copy of my DD-214 immediately after the pre-approval because I knew he would need it. One week before the scheduled close he calls me to come down to his office to sign the VA forms, which rightfully we should have been doing at least two months prior to close. He didn’t even call. He sent an email to myself and CC’d the builder that he needed to manually get the certificate and would need to delay the close.
The builder is not happy at all as this broker was trying to be their preferred lender.
He’s very unorganized. He had Rubbermaid tubes in his office Vs. filing cabinets. :(

secured loan

BlueMermaid asked:


I am selling my house ( sale by owner ) and the person buying is putting $5,000.00 down and wants to put up his SUV to secure the rest of the loan

The home is a 1600 sq ft Century home Pierpont Ohio 1.5 acres with a mobile home attached

What do I need to do

I mean do I have to have the title put in my name until the balance is paid off - and if so doesn’t that mean the regisatration and title will have to be put in my name

There must be another way when using a car as collateral because I’D have to get insurance and everything BUT HE IS KEEPING THE CAR

I am confused and would like some expert help

No need to answer if you don’t know what your talking about I will just report you Yahoo Answers for spamming

it needs tons of works and has a new roof put on last year and the agreed upon price is ONLY $33,000.00 the land alone is worth $30,000.00. My Mother died and I just want to get rid of it…….. and not spend a lot of time and money doing so.. Sale By OWNER of course.

secured loan

ash asked:


I am wondering what types of qualifications you need to get a normal 30 year fixed rate mortage? ei…employment length etc. Also what is the going rate for APR ( just the avg please), can you have a cosigner? What is the first step to take in buying a new home..should we contact a realtor or the bank? any other tips on buying my first house? Thank you

home loan

am?nda due 2.22.10 asked:


Or is it just strictly for house buying. Also if you could use it on land and a house would that include things like adding on a garage or building a basement? Basically if a loan was for 200k could I use on things involving my house?

home loan

baebeecakes asked:


I am closing in 10 days and want to know what the underwriter/bank will be checking. Will they be re-checking my employment, bank statements, assets, etc..? Or is the only think they need is the appraisal and everything is good to go? Nervous!

home loan

keke16 asked:


If so how do we go about doing that. serious replies please, preferably loan officers/lenders.

home loan